Whimsy Beading Layaway Terms

I'm posting the shop layaway terms here for easy reference as we head into the holidays.


The layaway schedule is based on your total shop purchase amount, but does not include shipping costs. For example, if you have two items adding up to $45 in your cart and $5 shipping, it is not eligible for layaway.


$1 - $49.00 - layaway is not available.
$50 - $100 - maximum of two payments - 1/2 payment each time.
$101 - $500 - maximum of three payments - 40% due at initial payment, remainder split between payments 2 and 3.
$501 - ? - maximum of four payments - 40% due at initial payment, remainder split between payments 2-4.


Standard Layaway terms - At least one payment is due each month. If you do not make payment in a month without making arrangements by convo or email, your order will be canceled and your payments, less the initial down payment and appropriate Etsy and Paypal fees will be returned to you via Paypal. A reminder convo will be sent to you on the 15th of each month. You will also receive a statement showing your payments and remaining outstanding balance via email if you choose. You must "opt-in" for the statements, as it requires us to have your email address.

We retain the initial down payment to cover our outlay for the materials to create your order. Once you have placed a layaway order, we are committing our time and materials to you. We appreciate your understanding on this point.


For the holiday season 2011 - Payment in full required by December 3 and a shipping date of December 10 - December 15 to allow adequate shipping time for Christmas. If your final payment is not received by December 3 and you have not made payment arrangements by convo or email prior to that time, your order will be canceled. Please be aware that payments made after December 3 will set your order back in the queue. We will do everything possible to fill and ship your order in time for Christmas delivery, but cannot guarantee it. Your acceptance of a payment extension means that you also accept that your order may not arrive by December 25th.